Par Value: 5/-
Closing Price: 3.92
Total Shares Issued: 352416667.00
Market Capitalization: 1,381,473,335
EPS: -4.44
PE: -0.883
HF Group reports H1 2021 Earnings versus H1 2020
HY Total Assets 52.964927b versus 56.480785b
HY Loans and Advances [Net] to Customers 35.290699b versus 38.172648b
HY Customer Deposits 37.822307b versus 39.174242b
HY Net Interest Income 919.852m versus 987.304m
HY Total Non Interest Income 325.123m versus 285.618m
HY Total Operating Income 1.244975b versus 1.272922b
HY Total Other Operating expenses [1.562927b] versus [1.566089b]
HY PBT after exceptional Items [318.070m] versus [293.804m]
HY PAT [346.098m] versus [295.512m]
HY EPS [1.80] versus [1.54]
@HFGroupKE H1 2021 results [vs H1 2020]: @MwangoCapital
https://twitter.com/MwangoCapital/status/1431112502369210372?s=20
Total assets down 6.2% to Ksh 52.9B
Customer deposits down 3.5%
Loan book down 7.5%
Net interest income down 6.8%
Loan loss provisions down 78.2%
Loss Ksh 346M [2020: Loss Ksh 295M]
Interest income [loans] down 20.5%
Interest income [govt securities] up 28.1%
Gross NPLs down 21.3%
Non-interest income up 13.8%
EPS Ksh -1.80 [2020: Ksh -1.54]
Housing Finance reports FY Earnings through 31st Dec 2020 versus through 31st Dec 2019
FY Total Assets 55.445251b versus 56.454918b
FY Loans and Advances to Customers [net] 36.998473b versus 38.779738b
FY Customer Deposts 39.944490b versus 37.399987b
FY Total Interest Income 4.265509b versus 5.167176b
FY Total Interest Expenses 2.399249b versus 3.148869b
FY Net Interest Income 1.866260b versus 2.018307b
FY Total Non Interest Income -.512466b versus 1.352606b
FY Total Operating Income 2.378726b versus 3.370913b
FY Loan Loss Provision 405.069m versus 350.441m
FY Total Other Operating Expenses 4.058476b versus 3.510843b
FY Profit before Tax and exceptional Items [1.679750b] versus [0.139930b]
FY Profit before Tax after exceptional Items [1.775883b] versus [0.137802b]
FY Profit after Tax and exceptional Items [1.706864b] versus [0.110108b]
FY EPS [4.44] versus [0.29]
Conclusions
Self explanatory.
HF Group PLC HY 2019 results through 30th June 2019 vs. 30th June 2018
HY Investments in Government Securities 4.248219b vs. 4.029249b +5.435%
HY Loans and advances to customers (net) 40.303658b vs. 47.329742b -14.845%
HY Total assets 56.995658b vs. 65.510228b -12.997%
HY Customers deposits 33.831076b vs. 36.214806b -6.582%
HY Borrowings 10.635864b vs. 15.638584b -31.990%
HY Total Equity 10.371443b vs. 11.136966b -6.874%
HY Net Interest income 1.027203b vs. 1.343150b -23.523%
HY Total income 1.941382b vs. 1.929966b +0.5952%
HY Credit impairment changes [369.456m] vs. [228.135m] +61.946%
HY Total operating expenses [1.666240b] vs. [1.689206b] -1.360%
HY PBT [94.314m] vs. 12.625m -847.042%
HY Profit for the period [97.031m] vs. 6.828m -1,521.075%
HY Basic and diluted EPS [0.50] vs. 0.04 -1,350.000%
HY Net NPL and Advances 7.586762b vs. 5.407977b +40.288%
Liquidity ratio 20.90% vs. 20.88% +0.020%
HF Group PLC FY 2018 results through 31st December 2018 vs. 31st December 2017
FY Kenya Government Securities held to maturity 515.801m vs. 746.179m -30.874%
FY Kenya Government Securities Available for Sale 2.696339b vs. 1.541117b +74.960%
FY Loans and advances to customers (net) 43.439691b vs. 49.639639b -12.490%
FY Investment in joint ventures 1.690210b vs. 1.713985b -1.387%
FY Total assets 60.549350b vs. 67.541116b -10.352%
FY Customers deposits 34.720824b vs. 36.660591b -5.291 %
FY Borrowed funds 13.468749b vs. 16.038675b -16.023%
FY Total shareholders funds 10.371231b vs. 11.449535b -9.418%
FY Loans & advances to customers interest income 5.661554b vs. 6.713482b -15.669%
FY Government securities interest income 338.823m vs. 314.112m +7.867%
FY Total interest income 6.045521b vs. 7.132626b -15.241%
FY Customer deposits interest expenses [2.173142b] vs. [2.323445b] -6.469%
FY Other interest expenses [1.479916b] vs. [1.721873b] -14.052%
FY Total interest expenses [3.779848b] vs. [4.156258b] -9.056%
FY Net Interest income/ [Loss] 2.265673b vs. 2.976368b -2.380 %
FY Other income 1.066159b vs. 1.095725b -2.698%
FY Total non interest income 1.319057b vs. 1.346426b -2.033%
FY Total operating income 3.584730b vs. 4.322794b -17.074%
FY Loan loss provision [375.908m] vs. [576.203m] -34.761%
FY Staff costs [1.227078b] vs. [1.088000b] +12.783%
FY Other operating expenses [2.087702b] vs. [1.854125b] +12.598%
FY Total other operating expenses [4.236415b] vs. [3.988399b] +6.218%
FY Profit/ [Loss] before tax and exceptional items [651.685m] vs. 334.395m -294.885%
FY Profit/ [Loss] after tax and exceptional items [598.218m] vs. 126.216m -576.964%
FY EPS [1.56] vs. 0.36 -533.333%
Dividend per share vs. 0.35 -100.000%
Net NPL and Advances 8.734674b vs. 5.222020b +67.266%
Liquidity ratio 20.92% vs. 20.70% +0.220%
Conclusions
Lets hope this was the Kitchen Sink.
HF Group PLC H1 2018 results through 30th June 2018 vs. 30th June 2017
H1 Investments in government securities 4.029249b vs. 3.434773b +17.308%
H1 Loans and advances to customers (net) 47.593741b vs. 52.768234b -9.806%
H1 Total assets 65.510228b vs. 71.622852b -8.534%
H1 Deposits and current accounts 36.594462b vs. 37.439549b -2.257%
H1 Borrowings 15.638584b vs. 21.619292b -27.664%
H1 Total Equity 11.136966b vs. 11.304186b -1.479%
H1 Net interest income 1.343150b vs. 1.559214b -13.857%
H1 Total income 1.929966b vs. 1.983696b -2.709%
H1 Credit impairment charges [228.135m] vs. [380.866m] -40.101%
H1 Income after impairment charges 1.701831b vs. 1.602830b +6.177%
H1 Total operating expenses [1.689206b] vs. [1.371679b] +23.149%
H1 Profit before tax 12.625m vs. 231.151m -94.538%
H1 Profit for the period 6.828m vs. 159.012m -95.706%
H1 Basic and diluted EPS 0.04 vs. 0.91 -95.604%
Cash and cash equivalents at period end 2.176646b vs. 6.726089b -67.639%
Net NPL and Advances 5.407977b vs. 5.065696b +6.757%
Liquidity ratio 20.88% vs. 26.40%-5.520%
Company Commentary
total operating expenses increased by 9.4% to 1.92b from 1.75b on the back of continued provisions for non-performing loans, ICT and marketing expenses.
Customer deposits declined by 3%
Loans and Advances to Customers decreased by 9.8% to 47.59b
Market conditions have largely not changed and have greatly impacted the performances of various units within the group including banking subsidiary HFC and property development subsidiary HFDI
Conclusions
high beta and at the sharp end of the Rate Cap structure.
HFC Limited Q1 2018 results through 31st March 2018 vs. 31st March 2017
Q1 Kenya government securities held to maturity 1.316673b vs. 3.090978b -57.403%
Q1 Loans and advances to customers (net) 48.782852b vs. 54.598316b -10.651%
Q1 Customer deposits 35.911696b vs. 38.257115b -6.131%
Q1 Net interest income/ [loss] 697.232m vs. 797.605m -12.584%
Q1 Total operating income 980.981m vs. 970.453m +1.085%
Q1 Total operating expenses [928.044m] vs. [841.063m] +10.342%
Q1 Profit/ [Loss] before tax and exceptional items 52.937m vs. 129.390m -59.087%
Q1 Profit/ [Loss] after tax and exceptional items 37.056m vs. 88.338m -58.052%
EPS 0.42 vs. 1.01 -58.416%
Net NPL 5.156452b vs. 5.233461b -1.471%
HF Group PLC FY 2017 results through 31st December 2017 vs. 31st December 2016
FY Kenya Government Securities held to maturity 746.179m vs. 3.556805b -79.021%
FY Kenya Government Securities Available for Sale 1.541117b vs. 528.745m +191.467%
FY Loans and advances to customers (net) 49.639639b vs. 54.469605b -8.867%
FY Investment in joint ventures 1.713985b vs. 1.280110b +33.894%
FY Total assets 67.541116b vs. 71.930140b -6.102%
FY Customers deposits 36.660591b vs. 38.082325b -3.733%
FY Borrowed funds 16.038675b vs. 19.736615b -18.736%
FY Total shareholders funds 11.449535b vs. 11.289262b +1.420%
FY Loans & advances to customers interest income 6.713482b vs. 7.889838b -14.910%
FY Government securities interest income 314.112m vs. 503.578m -37.624%
FY Total interest income 7.132626b vs. 8.607499b -17.135%
FY Customer deposits interest expenses [2.323445b] vs. [2.937487b] -20.904%
FY Other interest expenses [1.721873b] vs. [1.733965b] -0.697%
FY Total interest expenses [4.156258b] vs. [4.673384b] -11.065%
FY Net Interest income/ [Loss] 2.976368b vs. 3.934115b -24.345%
FY Other income 1.095725b vs. 430.403m +154.581%
FY Total non interest income 1.346426b vs. 755.549m +78.205%
FY Total operating income 4.322794b vs. 4.689664b -7.823%
FY Loan loss provision [576.203m] vs. [699.166m] -17.587%
FY Staff costs [1.088000b] vs. [1.071976b] +1.495%
FY Other operating expenses [1.854125b] vs. [1.136912b] +63.084%
FY Total other operating expenses [3.988399b] vs. [3.341784b] +19.349%
FY Profit/ [Loss] before tax and exceptional items 334.395m vs. 1.347880b -75.191%
FY Profit/ [Loss] after tax and exceptional items 126.216m vs. 905.829m -86.066%
FY EPS 0.36 vs. 2.59 -86.100%
Dividend per share 0.35 vs. 0.50 -30.000%
Gross NPL and Advances 8.212167b vs. 6.193462b +32.594%
Net NPL and Advances 5.222020b vs. 3.877511b +34.675%
Liquidity ratio 20.70% vs. 21.05% -0.350%
Housing Finance FY17 Results via Kestrel
EPS KES 0.36 per share, down 86.1% y/y
DPS KES 0.35 per share, down 30.0% y/y
Board recommends issuance of bonus shares of 1 new ordinary share for every 10.
PBT KES 334m, down 75.2% y/y
PAT KES 126m, down 86.1% y/y
Difference between PBT and PAT was driven by a higher effective tax rate
NII KES 3.0bn, -24.3% y/y
NIM 4.9%, down from 6.1% in FY16. Of note to us, cost of deposits declined from 7.1% in 3Q17 to 6.2% in 4Q17
Non Int Income KES 1.3b, +78.2% y/y.
Gross NPL ratio increased to 14.2%, +400bps y/y
IFRS coverage ratio increased to 21.1%, +10bps y/y
However, cost of risk declined to 1.0% in FY17, down 20bps y/y, with HF electing to pass on the difference in coverage through statutory loan loss reserve.
HFs core capital / RWA stood at 15.8%, 530bps higher than CBK minimum, but was down 200bps y/y.
RoAE 1.1%, down 720bps y/y
RoAA 0.2%, down 110bps y/y
Conclusions
They were at the bleeding Edge of the Rate Cap?
H1 Loans and advances to customers (net) 52.768234b vs. 53.465918b -1.305%
H1 Total Assets 71.622852b vs. 71.302429b +0.449%
H1 Total shareholders funds 11.304186b vs. 10.984948b +2.906%
H1 Total interest income 3.679927b vs. 4.497201b -18.173%
H1 Net interest income/ [loss] 1.559214b vs. 2.085914b -25.250%
H1 Total operating income 1.983696b vs. 2.502853b -20.743%
H1 Loan loss provision [380.866m] vs. [304.998m] +24.875%
H1 Total other operating expenses [1.752545b] vs. [1.613163b] +8.640%
H1 Profit/ [Loss] before tax and exceptional items 231.151m vs. 889.690m -74.019%
H1 Profit/ [Loss] after tax and exceptional items 159.012m vs. 612.553m -74.041%
EPS 0.91 vs. 3.51 -74.074%
No interim dividend
Gross NPL and Advances 7.914856b vs. 5.363759b +47.562%
Total NPL and Advances 6.763375b vs. 4.601851b +46.971%
Net NPL and Advances 5.065696b vs. 3.356270b +50.932%
Liquidity ratio 26.40% vs. 21.77% +4.630%
Conclusions
soft H1 Earnings They are actually in the Tier most affected by the Interest rate Cap.
Kenya Government securities 3.556805b vs. 1.571403b +126.346%
Loans and advances to customers (net) 54.469605b vs. 53.021022b +2.732%
Total Assets 71.930140b vs. 71.659434b +0.378%
Customer deposits 38.082325b vs. 41.665085b -8.599%
Total shareholders funds 11.289262b vs. 10.622641b +6.275%
FY Loans and advances to customers interest income 7.889838b vs. 7.218269b +9.304%
FY Total interest income 8.607499b vs. 8.098136b +6.290%
FY Customer deposits expense [2.937487b] vs. [2.857720b] +2.791%
FY Total interest expenses [4.673384b] vs. [4.486182b] +4.173%
FY Net interest income [loss] 3.934115b vs. 3.611954b +8.919%
FY Other income 430.403m vs. 768.444m -43.990%
FY Total non-interest income 0.755549b vs. 1.171089b -35.483%
FY Total operating income 4.689664b vs. 4.783043b -1.952%
FY Loan loss provision [699.166m] vs. [503.771m] +38.786%
FY Staff costs [1.071976b] vs. [1.098664b] -2.429%
FY Total other operating expenses [3.341784b] vs. [3.112537b] +7.365%
FY Profit [loss] before tax and exceptional items 1.347880b vs. 1.670506b -19.313%
FY Profit [loss] after tax and exceptional items 0.905829b vs. 1.196969b -24.323%
EPS 2.59 vs. 3.43 -24.490%
Dividend per share 0.50 vs. 1.30 -61.538%
Liquidity ratio 21.05% vs. 28.04% -6.990%
Cash and cash equivalents as at 31st December 2.864815b vs. 7.768130b -63.121%
No. Of shares 352,416,667
This came as other income, largely property sales, dropped 43.9 per cent to Sh430.4 million.
Chief executive Frank Ireri said the companys property development unit HFDI has Sh1 billion worth of transactions tied up at the lands ministry where operations have slowed down.
The company also blamed slow property transactions on the 51.1 per cent jump in gross non performing loans to Sh6.1 billion, leading to 38.7 per cent rise in loss provisions to Sh699.1 million.
The stalemate and reforms at the lands office has caused massive delay in matters related to change of user process, subdivisions and amalgamations, Mr Ireri said in a statement.
This has affected closure of our projects, with some such as Komarock 5A, completed in 2013 yet to be fully closed.
Conclusions
Earnings crimped
H1 2016 Earnings
Total Assets 71.302429b vs. 66.018469b +8.004%
Loans and advances to customers (net) 53.465918b vs. 49.983574b +6.967%
H1 Loans and advances income 4.110367b vs. 3.361786b +22.267%
H1 Total interest income 4.497201b vs. 3.700156b +21.541%
H1 Customer deposit expense [1.579529b] vs. [1.171800b] +34.795%
H1 Total interest expenses [2.411287b] vs. [1.987837b] +21.302%
H1 Net interest income [loss] 2.085914b vs. 1.712319b +21.818%
H1 Total non interest income 416.939m vs. 306.940m +35.837%
H1 Total operating income 2.502853b vs. 2.019259b +23.949%
H1 Loan loss provision [304.998m] vs. [283.364m] +7.635%
H1 Total other operating expenses [1.613163b] vs. [1.360279b] +18.591%
H1 Profit before tax and exceptional items 889.690m vs. 658.980m +35.010%
H1 Profit after tax and exceptional items 612.553m vs. 485.140m +26.263%
EPS 3.51 vs. 2.79 +25.806%
DPS vs. 0.65
Gross NPL and advances 5.363759b vs. 4.159032b +28.967%
Net NPL and advances 3.356270b vs. 2.934349b +14.379%
Liquidity ratio 21.77% vs. 27.30% -5.530%
Total shareholders funds 10.984947b vs. 9.947037b +10.434%
Company Commentary
+27.16% H1 PBT
Loan Book grew 7% to 53.5b
Customer Deposits +6.00% to 39.8b
Banks NPLs 5.3b versus 4.1b
HFDI completed construction of KMall Eastlands
Conclusions
On a Forward PE Multiple of less than 4 This is a very inexpensive stock.
FY Total Assets 71.659434b versus 60.961680b +17.54%
FY Loans and advances income 7.218269b vs. 5.814833b +24.135%
FY Deposit and placements with banking institutions income 756.912m vs. 523.935m +44.467%
FY Total interest income 8.098136b vs. 6.374782b +27.034%
FY Customer deposits expenses [2.857720b] vs. [1.867321b] +53.037%
FY Other interest expenses [1.628462b] vs. [1.473482b] +10.518%
FY Total interest expenses [4.486182b] vs. [3.340803b] +34.285%
FY Net interest income[loss] 3.611954b vs. 3.033979b +19.050%
FY Fees and commissions on loans and advances 191.678m vs. 232.497m -17.557%
FY Other income 768.444m vs. 455.478m +68.712%
FY Total non interest income 1.171089b vs. 0.842695b +38.969%
FY Total operating income 4.783043b vs. 3.876674b +23.380%
FY Loan loss provision [503.771m] vs. [551.219m] -8.608%
FY Staff costs [1.098664b] vs. [0.976430b] +12.518%
FY Other operating expenses [1.324256b] vs. [0.781944b] 69.354%
FY Total operating expenses[3.112537b] vs. [2.457769b] +26.641%
FY Profitss] before tax and exceptional items 1.670506b vs. 1.418904b +17.732%
FY Profit[loss] after exceptional items 1.753518b vs. 1.400653b +25.193%
FY Profit after tax and exceptional items 1.196969b vs. 0.975336b 22.724%
FY Revaluation surplus on property, plant and equipment vs. 226.161m
FY Total comprehensive income for the year 1.183536b vs. 1.098813b +7.710%
EPS 3.43 vs. 4.21 -18.527%
Dividend per share 1.30 vs. 1.50
FY Total non performing loans and advances 3.487145b vs. 3.960993b -11.963%
FY Loan loss provision [992.863m] vs. [813.945m] +21.982%
FY Liquidity ratio 28.04% vs. 30.76% -2.72%
FY Net cash flow from operating activities [4.409455b] vs. 3.265259b -235.042%
FY Net cash flow from investing activities [1.286549b] vs. [0.098194b]
FY Net cash flow from financing activities 2.798034b] vs. [0.400840b] +798.043%
FY Net [decrease]increase in cash and cash equivalents [2.798034b] vs. 2.766225b -201.150%
On 2nd August 2015 the holding Company HF Group limited [formerly HFCK Limited] transferred certain Assets and liabilities to HFC Limited at book values in exchange for equity in HFC.
Conclusions
FY PAT +22.724% but because of Rights Issue FY EPS -18.527%
Group Half year through 30th June 2014 versus through 30th June 2013
Loans and Advances Net to Customers 38.806810b versus 32.478823b
Total Assets 49.443003b versus 44.128490b
Customer Deposits 27.664743b versus 25.847515b
H1 Net Interest Income 1.339953b versus 1.382268b
H1 Total Non-Interest Income 506.295m versus 148.407m
Total Operating Income 1.846248b versus 1.530675b
H1 Total and Other Operating Expenses 1.168473b versus 0.956555b
H1 Profit before Tax 677.775m versus 574.120m +18.0545%
H1 Profit after Tax 474.442m versus 397.121m +19.4703%
Interim Dividend of 75 cents a share
Conclusions
The Interim Dividend is meaningful. The H1 PAT Acceleration of +19.4703% more than commendable. There remains a low base effect.
Group FY Earnings through Dec 2013 versus FY through Dec 2012
Loans and Advances [Net] to Customers 35.215897b versus 30.293711b
+16.248%
Total Assets 47.389377b versus 40.956577b
Customer Deposits 26.507204b versus 22.937649b
Net Interest Income 2.553377b versus 1.950035b
Total Non Interest Income 1.368370b versus 0.283887b
Total Operating Income 3.921747b versus 2.233922b
Staff Costs 804.060m versus 684.429m
Total Other Operating Expenses 2.441391b versus 1.326291b
FY Profit before Tax 1.480356b versus 907.631m +63.101%
FY Profit after Tax 995.196m versus 743.334m +33.88%
FY EPS 4.31 versus 3.22 +33.85%
Interim Dividend of 75c a share paid in August 2013
Final Dividend 1.00 a share
Conclusions
Strong results and a Low base Effect signals further Follow through.
Previously a mortgage bank and now retooling itself to be a lead Kenyan mortgage finance institution.
H1 Earnings through June 2013
Interim Dividend of 75c a share.
H1 Total Interest Income 2.779492b versus 2.383905b
H1 Total Interest Expenses 1.397224b versus 1.510555b
H1 Net Interest Income 1.382268b versus 0.873750b
H1 Total Non Interest Income 148.407m versus 147.428m
H1 Total Operating Income 1.530675b versus 1.021178b
H1 Total Operating Expenses 0.956555b versus 0.663597b
H1 PBT 574.12m versus 357.581m +60.5566%
H1 PAT 397.121m versus 250.373m +58.611%
H1 EPS 3.44 versus 2.17 +58.525%
Conclusions
Strong Results. The Implied Forward PE looks really very compelling. The Interim Dividend will keep the share juiced for Traction and is worth 2.8846% of Yield.
FY 2012 versus FY 2011
Assets
Loans and Advances Net to Customers 30.293711b versus 25.222836b
Total Assets 40.956577b versus 31.870916b
Liabilities
Customer Deposits 22.937649b versus 18.671586b +22.847%
Borrowed Funds 12.097359b versus 8.016105b +50.913%
Total Liabilities 35.819332b versus 27.153552b
Total Interest Income 5.068815b versus 3.464079b +46.325%
Total Interest Expenses 3.118780b versus 1.562517b +99.599%
Net Interest Income 1.950035b versus 1.901562b +2.549%
Total Operating Income 2.233922b versus 2.193181b
Loan Loss Provision 197.766m versus 186.297m
Gross Performing NPLs 2.331482b versus 1.579576b
Staff Costs 684.429m versus 601.450m +12.3001%
FY PBT 907.631m versus 975.795m -6.985%
Deferred Tax 190.688m versus 5.899m +3232%
FY PAT 743.334m versus 622.278m +19.453684%
FY EPS 3.22 versus 2.70 +19.259%
Final Dividend 70Cents a share
Total Dividend Pay Out 1.40 versus 1.20
Conclusions
FY PAT was assisted by a +3232% Increase in deferred Tax.
Trades on a PE of 6.2111 which is inexpensive.
Current PE Ratio 5.6957
Price Book 0.7522
Swot Analysis 6 Months to June 2012 versus 6 Months to June 2011
Interim Dividend of 70 cents a share
Loans and Advances to Customers 27.402799b versus 26.460052b Q1 2012 versus 25.222836b Q4 2011
Total Assets 35.939857b versus 30.811648b June 2011
Total Operating Income 1.021178b versus 1.036816b H1 2011
Profit Before Tax 357.851m versus 345.391m +3.6075%
Profit After Tax 250.373m versus 241.389m +3.721%
Earnings Per Share 2.17 versus 2.10 +3.333%
Conclusions
Housing Finance saw its mortgage sales drop by 27 percent to 4.8 billion shillings in the period from 6.5 billion in 2011.
One of our biggest challenges has been interest expense on deposits which has continued to increase year on year, thereby affecting our profit margin, Managing Director Frank Ireri said in a statement.
Swot Analysis FY 2011 versus FY 2010
Loans and Advances Net 25.222836b versus 19.503400b
Total Operating Income 2.193181b versus 1.655184b
Profit Before Tax PBT 975.795m versus 561.208m +73.87%
Profit After Tax 622.278m versus 379.531m +63.95%
Earnings Per Share 2.70 versus 1.65 +63.63%
Final Dividend 0.70
Total Dividend 1.20
Swot Analysis FY Dec 2010 versus Dec 2009
Total Assets 29.278396b versus 18.239359b
PAT 379.531m versus 234.176m
EPS 1.65 versus 1.02 +61.76%
Dividend 0.70 versus 0.50 +40%
Swot Analysis FY Dec 2010 versus Dec 2009
Total Assets 29.278396b versus 18.239359b
PAT 379.531m versus 234.176m
EPS 1.65 versus 1.02 +61.76%
Dividend 0.70 versus 0.50 +40%
Conclusions
Strong Results PE is now 18.03 |